Old Dogs

Earlier this year, Hubster and I decided it was time to get our financial lives in order.  After all, he's 69 years old now, and I'm 57.  We figured it was about time we grew up...at least in this regard.

To that end, we attended Dave Ramsey's Financial Peace University at our church.  The class was nine weeks long, and gave us a pretty firm foundation for what needed to happen. The class began in February.

We started budgeting,  paying cash for a lot of items, and snowballing our bills.  Since we began the class we had paid off two bills, put money into savings, and were well on the way to realizing our goals.

And then, Dad died.

We got some money from his life insurance policies, and I socked it away.  I wanted to make sure it was safe and we wouldn't spend it unless it was absolutely necessary.  So......

We got a bid on remodeling two of our bathrooms.

The builder came in and measured here, there, and yonder.  He figured up things on his clipboard.  He gave us costs in a ballpark fashion, and promised to email us the end costs later.

That's where The Boy stepped in.

"Who was that guy, and what was he doing?" The Boy asked, innocently.  We explained that we were looking to renew and renovate the Necessary Rooms.

And, as they say, out of the mouths of babes this came...

"What on earth do you think you're doing???  You're in DEBT.  You don't REMODEL until the DEBT is paid off!!!  Didn't you guys learn anything during that class?  Sheesh..."

Duly chastised, we hung our heads.  Point taken, Son.  Well said.

Proverbs 26:11 says, "As a dog returns to its vomit, so fools repeat their folly."

Looks like these old dogs need to learn some new tricks.  We'll be taking the refresher class in September.